4 Point Inspection For Home Insurance

Our team of experienced inspectors examines all major systems and structures of a home based on a 4 point inspection process. Solid Rock Inspections Group provides detailed reports that clearly outline any issues found. Notably, it provides homeowners and insurance companies with information needed to make informed decisions about a home's condition.

Different from a Wind Mitigation Inspection, a 4 Point Inspection focuses only on four main areas of interest in a home:

  • HVAC (Heating, Ventilation and Air Conditioning)
  • Electrical wiring and panels
  • Plumbing connections and fixtures
  • Roof

Therefore, the 4 point inspection and report describes the condition and age of each of these elements.

» Click here for more information on the areas of your home we check

Insurance Companies Are Strict About Protecting the elements of a home

Recently, insurance companies have become reluctant to issue Homeowner Insurance Policies on older homes without a 4 point inspection. Ultimately, the concern is with homes 25 years old or older. Their common concern is that there may be conditions in an older home that could become a liability to them. For example, a home with a roof nearing the end of its service life may fail. Thus, the homeowner may seek reimbursement from their insurance company for damages to the home or its contents.

Likewise, similar concerns extend to the condition of the HVAC, electrical and plumbing systems in an older home. If these elements are in poor condition, in need of being replaced or were improperly installed, failure is imminent, causing fire or water damage to a home.

Solid Rock Inspection Group, Clearwater, FL, 4 Point Inspection In Tampa Bay

Call Solid Rock Inspections Group For A 4 Point Inspection Today

The inspection process for insurance purposes, while comprehensive, only covers the four areas discussed. Therefore, if you are purchasing a new home, you might consider having other areas of the home inspected, such as mold testing. Furthermore, home inspections can only address what is seen. As a result, our mold testing goes beyond the 4 points to discover water damage that is hidden from sight.

Click here for a complete list of our inspection services available from Solid Rock Home Inspection.

A 4 point inspection helps the homeowner obtain a policy and it helps the insurance companies determine their level of risk on the property. Call the experts at Solid Rock Inspection Group today at (727) 386-8627 or contact us on our website here. We look forward to providing your next inspoection.


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